Senior Risk Management Specialist

As Senior Risk Management Specialist, you will help scale and further develop lemon.markets' Risk Management Framework in a period of growing regulatory expectations, business complexity, and organisational maturity. You will take over meaningful responsibilities across multiple risk domains and help ensure controls, assessments, and governance evolve with the company.

What you'll do

• Own the identification, assessment, and documentation of risks across key domains together with the Risk team, business stakeholders, and control owners, so lemon.markets can make informed decisions and maintain a resilient risk profile as the business grows.
• Drive risk assessments, control testing, and issue remediation tracking with teams across Product, Engineering, Operations, and Compliance, so we can detect weaknesses early, strengthen controls, and follow through on corrective actions.
• Maintain and improve our internal control framework, risk register, and operational risk procedures in close collaboration with the Head of Risk and cross-functional stakeholders, so our framework remains effective, usable, and aligned with business and regulatory needs.
• Contribute to risk topics across operational and non-financial risk, financial risk, ICAAP, ILAAP, third-party risk, and security-related assessments, so we can build a broader and more integrated view of risk across the organisation.
• Draft clear business and technical requirements for process improvements, tooling enhancements, and automation initiatives with Product, Engineering, and Operations, so we can increase risk transparency, improve reporting quality, and reduce manual work.
• Collaborate with auditors, supervisory stakeholders, and internal teams on evidence gathering, incident analysis, root-cause identification, and follow-up actions, so lemon.markets stays audit-ready and continues to improve the effectiveness of its risk management practices.

What you'll need

• Strong hands-on experience in Risk Management within FinTech, banking, audit, consulting, or a similarly regulated environment, with broad exposure across multiple risk domains.
• Solid knowledge of operational and non-financial risk, internal controls, risk governance, and risk assessments, plus a good understanding of financial risk topics such as credit, market, liquidity, ICAAP, and ILAAP.
• Familiarity with the relevant regulatory foundations, including MaRisk, DORA, CRR, IFR, and applicable EBA and ESMA guidelines; knowledge of MiFID, MaComp, and WpHG is a strong plus.
• Confidence working with risk management tools, structured documentation, reporting, testing, and validation, and ability to translate requirements into pragmatic process or tooling improvements.
• Clear communication in English and professional working proficiency in German to navigate regulatory documents and stakeholder communication in a German market context.
• Hands-on, analytical, and collaborative mindset; ability to work well across functions and stay effective in fast-moving or ambiguous environments.

What they offer

• Competitive salary based on your experience and value-add.
• Flexible working hours with shared core hours from 12:00 to 16:00.
• Hybrid work setup in Germany with 4+ days on-site per month in Berlin office.
• Regular mentorship, stretch opportunities, and annual learning budget.
• Deutschlandticket sponsorship and 50% off Beatvest financial education partner.
• Workation: up to 10 consecutive days or 60 days per year remotely within the EU.