Senior Risk Management Specialist

As Senior Risk Management Specialist, you will help scale and further develop lemon.markets' Risk Management Framework in a period of growing regulatory expectations, business complexity, and organisational maturity. Sitting within the Risk team and working closely with the Head of Risk, you will take over meaningful responsibilities across multiple risk domains and help ensure our controls, assessments, and governance evolve with the company.

What you'll do

• Own the identification, assessment, and documentation of risks across key domains together with the Risk team, business stakeholders, and control owners, so lemon.markets can make informed decisions and maintain a resilient risk profile as the business grows.
• Drive risk assessments, control testing, and issue remediation tracking with teams across Product, Engineering, Operations, and Compliance, so we can detect weaknesses early, strengthen controls, and follow through on corrective actions.
• Maintain and improve our internal control framework, risk register, and operational risk procedures in close collaboration with the Head of Risk and cross-functional stakeholders.
• Contribute to risk topics across operational and non-financial risk, financial risk, ICAAP, ILAAP, third-party risk, and security-related assessments.
• Draft clear business and technical requirements for process improvements, tooling enhancements, and automation initiatives with Product, Engineering, and Operations.
• Collaborate with auditors, supervisory stakeholders, and internal teams on evidence gathering, incident analysis, root-cause identification, and follow-up actions.

What you'll need

• Strong hands-on experience in Risk Management within FinTech, banking, audit, consulting, or a similarly regulated environment, with broad exposure across multiple risk domains.
• Solid knowledge of operational and non-financial risk, internal controls, risk governance, and risk assessments, plus a good understanding of financial risk topics such as credit, market, liquidity, ICAAP, and ILAAP.
• Familiarity with relevant regulatory foundations, including MaRisk, DORA, CRR, IFR, and applicable EBA and ESMA guidelines.
• Confidence working with risk management tools, structured documentation, reporting, testing, and validation.
• Clear communication in English and professional working proficiency in German.
• Hands-on, analytical, and collaborative mindset; ability to work across functions in fast-moving environments.

Nice to have

• Knowledge of MiFID, MaComp, and WpHG.

What they offer

• Competitive salary based on your experience.
• Flexible working hours with core collaboration hours 12:00-16:00.
• Hybrid work in Germany with 4+ days per month on-site in Berlin.
• Annual learning budget and clear career development framework.
• Deutschlandticket sponsorship and 50% off Beatvest financial education.
• Up to 60 days workation per year within the EU.