Global KYC Lead

SumUp's Global AML team keeps the KYC and screening framework fit for a business that serves millions of small merchants across dozens of markets. This role sits at the centre of that work: owning the PEP and sanctions screening framework, shaping customer risk scoring models, and setting direction for KYC strategy as SumUp's product range and regulatory footprint keep growing.

What you'll do

• Identify and streamline KYC and enhanced due diligence requirements for regulated products across global markets
• Own and continuously improve the PEP and sanctions screening framework, including its tools and controls
• Develop and maintain customer risk scoring models and methodologies
• Lead KYC strategy and remediation work arising from internal and external reviews, regulatory developments and significant case escalations
• Partner with AML Operations and Onboarding teams to turn regulatory requirements into scalable processes and controls
• Provide regulatory expertise and judgement on complex KYC and AML matters, finding solutions that support business growth while maintaining compliance

What you'll need

• Proven experience as a KYC manager in fintech, payments, e-money or banking, including leading teams through regulatory change
• Deep knowledge of AML/CTF regulations and law enforcement reporting frameworks, including PEP and sanctions screening
• Experience building and managing screening frameworks alongside customer risk scoring models
• Strong judgement in balancing commercial priorities with regulatory obligations, paired with confidence engaging regulators and senior leadership
• Comfort working across payments, merchant acquiring and small business risk profiles in multiple markets

What they offer

• Virtual Stock Option programme to own a stake in SumUp's future success
• Annual L&D budget of €2,000 for individual development
• Corporate pension scheme with up to 20% matching of contributions
• 28 days of paid leave plus public holidays and special leave days
• 1-month sabbatical after 3 years of service
• Referral Bonus programme