Compliance Expert and Deputy MLRO

Join the Compliance team as a Compliance Expert, reporting to the Senior Director of Compliance. You'll gain broad exposure to every part of Billie's Compliance Program, help ensure we meet our legal and regulatory obligations, and act as Billie's Deputy Money Laundering Reporting Officer (Deputy MLRO).

What you'll do

• Identify and remedy compliance deficiencies to keep Billie aligned with all applicable laws and regulations.
• Strengthen our governance systems, internal controls, policies, guidelines, and training programs.
• Prepare regulatory submissions, internal compliance reports, and risk analyses.
• Help improve our audit and compliance processes, and lead strategic projects for the team.
• Act as a key point of contact for our Internal Auditor, and build strong relationships with internal and external stakeholders.
• Develop and maintain a comprehensive financial crime and regulatory risk management framework to identify, monitor, and mitigate risk.
• Develop and execute engaging educational sessions to promote regulatory awareness across teams.
• Help safeguard Billie against money laundering and terrorist financing as Deputy MLRO.

What you'll need

• 3+ years of experience in auditing, compliance, financial law, AML, risk management, or risk controlling.
• A completed degree in law, business administration, and/or economics — ideally with a focus on compliance, risk management, or a related field.
• Strong working knowledge of German and European regulatory frameworks, including the KWG, ZAG, GwG, and MaRisk.
• Solid project management skills and a track record of driving initiatives from start to finish.
• A highly motivated, 'can-do' mindset with a knack for creative problem-solving.
• Fluency in German and professional proficiency in English.

Nice to have

• Familiarity with process flows at a FinTech or other regulated financial institution.
• Prior AML or financial crime experience.

What they offer

• One of the best Virtual Shares Incentive Programs in the market.
• Flexible work hours and up to 3 days per week working from home.
• 30 days vacation per year, sabbatical opportunities, and extra child sickness leave.
• Yearly development budget and free German group classes.
• Discounted Berlin Public Transport (BVG), Deutschland-Ticket, or JobRad access.
• Company and team events, interest groups, and multicultural team with 40+ nationalities.