Risk Controlling Manager

N26 is looking for a Manager Risk Controlling to further develop the risk controlling function at a cutting-edge technology-driven bank. In this role you will establish risk management and controlling tools and drive the development of risk models as well as the implementation of latest regulations. You will take a key role in assessing, controlling and reporting N26s risks.

What you'll do

• Drive the further development of N26 risk management in order to accommodate N26 growth and risk leadership aspirations.
• Ensure the implementation and adherence to regulatory requirements for risk controlling (e.g. MaRisk, ICAAP guidelines, EBA guidelines, MaSan, SAG).
• Take ownership of running and improving the risk management and risk controlling of the N26 group (incl. recovery plan, Pillar 1 RWA calculation, risk appetite, risk policies and decision making frameworks, limit setting and monitoring, internal controls).
• Drive the performance and further development of the risk inventory according to new business areas and the incorporation of ESG risks.
• Lead capital planning initiatives and the derivation of relevant stress tests and their parameters.
• Further develop risk reporting at N26 group and continuously generate insights to support steering in accordance with the risk and business strategies.

What you'll need

• Master's degree in business/economics, finance, or a related field.
• 5+ years of experience in risk management, financial risk controlling, or capital planning within the banking sector.
• Strong understanding of ICAAP frameworks with a focus on Pillar 1 and the normative perspective, stress testing, and regulatory requirements (e.g., MaRisk, CRR, EBA guidelines, MaSan, SAG).
• Proven experience in risk reporting and relevant risk methods (e.g., risk bearing capacity, risk inventory, capital planning, recovery plan).
• Strong analytical and conceptual thinking skills, with an ability to translate complex risk concepts into actionable insights.
• Detail oriented and reliable with a professional attitude for sensitive risk controlling topics.
• Excellent communication skills in English; proficiency in German is a strong advantage.

What they offer

• Competitive personal development budget, work from home budget, fitness and wellness discounts.
• Premium N26 bank account subscription and access for friends and family.
• Additional day of annual leave for each year of service.
• High degree of autonomy and access to cutting edge technologies.
• Relocation package with visa support.