Product Manager - Product Factory

You will own the internal platforms that allow N26 to dynamically mix, match, and launch new financial products in a highly competitive, scalable, and compliant manner. The Product Factory is the central engine room of N26's core banking platform, building the modular "building blocks" (flexible APIs, internal configuration engines, and a centralized product catalog) of the bank.

What you'll do

• Build Internal Self-Service Tools: Drive the strategy and execution for self-service product configuration and orchestration tools, enabling internal regional and market teams to launch or modify financial products without needing engineering intervention.
• Own Platform Strategy & Roadmap: Define and execute the roadmap for N26's core product infrastructure, including the orchestration of transactional and gateway data flows that power our underlying financial systems.
• Manage the Central Product Catalog: Maintain and scale the central system of record for N26's financial features, interest rates, limits, and fee structures, ensuring high system availability and data integrity.
• Cross-Functional Collaboration: Partner with other product managers, designers, and core engineers to continuously improve N26's platform architecture, ensuring it aligns with global business goals.
• Navigate Compliance & Rollouts: Work closely with cross-functional domains, including Local Market Teams, Legal, Operations, and Compliance to ensure that automated compliance guardrails are baked directly into the Product Factory framework for seamless market rollouts.
• Vendor & Third-Party Integration: Oversee technical relationships and integrations with high-engagement third-party core banking providers and external financial vendors.

What you'll need

• 4+ years of Product Management experience, ideally gained within a FinTech, modern banking environment, core banking provider, or a highly complex platform/API-driven ecosystem.
• Strong familiarity with backend architectures, relational databases, system integrations, and building/managing internal API products.
• Proven experience working with centralized digital product catalogs, configuration engines, or complex financial orchestration systems.
• Previous experience managing high-engagement third-party vendors and aligning external roadmaps with internal engineering goals.
• Undergraduate degree in a STEM field, Business, or Economics.
• Autonomous, adaptive operator with an entrepreneurial mindset, a strong bias for action, and exceptional verbal and written communication skills.
• Deep understanding of agile product development, continuous integration, and scalable delivery practices.

Nice to have

• An MBA, MS, or equivalent advanced degree.

What they offer

• Competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• Premium N26 subscription on your personal account and subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• High degree of autonomy and access to cutting edge technologies.
• Relocation package with visa support.