Backend Engineer - Investments & Savings

Join the Investments team at N26 to build a secure, real-time trading platform powering everything from Crypto and Stocks to ETFs and Managed Funds. You will operate at the intersection of high-speed trading and strict financial regulation, taking features from concept to production with high independence.

What you'll do

• Write high-quality, performant code (primarily Kotlin) and navigate the codebase fluently.
• Handle deployment, bug fixing, and incident handling with a high level of independence, taking features from concept to production.
• Act as a sparring partner for Product Managers during Product Discovery, ensuring technical decisions support the user experience.
• Question the status quo by asking "why are we building this?" and "is there a simpler way?"
• Identify knowledge gaps and technical problems, taking active ownership to address them without waiting to be told.
• Share your learnings from Get Stuff Done Days (GSDD) projects with the wider team, turning individual curiosity into collective knowledge.

What you'll need

• Proven experience as a Software Engineer taking features from concept to production with minimal supervision.
• A track record of thriving in dynamic environments where requirements evolve rapidly.
• A growth mindset: you treat feedback as a tool for engineering excellence and have a specific plan for your own learning.
• Strong proficiency in backend development, with Kotlin being the default for new services.
• Experience working with Distributed Microservices and Event-Driven Architecture (Kafka).
• Good understanding of cloud infrastructure and containerization (AWS, Kubernetes, and Docker).
• Experience with observability and monitoring tools (Datadog, ELK/OpenSearch).

Nice to have

• An "evidence over opinion" approach: you couple every critique of a problem with a practical proposal for its solution.
• Resilience and proactive communication: you know how to navigate unresponsive stakeholders and unblock yourself.

What they offer

• Competitive personal development budget, work from home budget, fitness and wellness memberships, language apps, and public transportation discounts.
• Premium N26 bank account subscription with access for friends and family members.
• Additional day of annual leave for each year of service.
• Get Stuff Done Days (GSDD): every six weeks, take two days of dedicated innovation time.
• Relocation package with visa support for those who need it.