Banking Operations Specialist

About the role

As Banking Operations Specialist, you'll own the daily "money movement" engine end to end and help build the function from the ground up. You'll run payment cycles, reconcile bank activity every day, and ensure every bank transaction lands correctly in the ledger using clean double-entry logic.

What you'll do

• Execute daily payment runs: prepare payments, perform checks/controls, and manage release/approval steps.
• Keep payment routing correct end-to-end: ensure the right rails/providers/bank accounts are used and flows are handled cleanly.
• Resolve payment exceptions: monitor statuses and work through rejects/returns/failed payments with clear tracking and follow-through.
• Run daily bank reconciliations: reconcile bank statements vs. internal systems and ledger postings; investigate breaks and drive root-cause fixes.
• Ensure ledger-accurate double-entry postings: perform/validate bank-related bookings (clearing accounts, cut-offs, balancing logic; accruals where relevant) and keep them traceable.
• Improve processes and controls: strengthen SOPs, checklists, evidence standards, and handovers to reduce risk and manual work.
• Partner with Product/Engineering on tooling: turn operational needs into improvements (reporting, reconciliation logic, payment tooling, alerting/monitoring).

What you'll need

• 5+ years in Banking Ops, Payments Ops, Finance/Accounting Ops, Treasury Ops, or similar, ideally within a regulated environment.
• Payments execution experience: you've run payment operations end-to-end, including exception handling (rejects/returns/failed payments).
• Reconciliation and investigation skills: you are hands-on with daily reconciliations, structured break analysis, and thoughtful root-cause resolution.
• Strong accounting and ledger foundation: confident with double-entry applied to bank flows, clearing accounts, balancing logic, and cut-offs.
• High accuracy and audit-ready documentation: detail-oriented, dependable, and consistent about evidence quality.
• End-to-end flow understanding: able to explain and reason through payment flows from initiation to booking and reconciliation.
• Ownership and collaboration mindset: reliable in daily critical processes, structured in execution, and comfortable translating operational needs to Product/Engineering.

Nice to have

• Leadership/mentoring experience: you've mentored or coached Banking Ops colleagues (formal or informal).

What they offer

• Competitive salary based on your experience and value-add.
• Flexible working hours with core collaboration hours 12:00-16:00.
• Hybrid work setup in Germany; 4+ days per month on-site in Berlin office.
• Deutschlandticket sponsorship and 50% off Beatvest financial education platform.
• Workation: up to 10 consecutive days or 60 days per year in the EU.
• Annual learning budget, mentorship, and clear career development framework.