Senior FP&A Specialist

About the role

As a Senior FP&A Specialist, you will act as the financial engine driving our Planning & Controlling function. You will orchestrate financial narratives, analyze sophisticated unit economics, and act as a critical sparring partner to senior leadership.

What you'll do

• Proactively drive the annual Budget and multi-year Business Plan cycles, ensuring alignment across functions and constructively challenging assumptions.
• Elevate the quality and impact of monthly performance packs and executive-ready reporting. Translate complex data into clear, strategic insights for the CFO, CEO, and Management Board.
• Build, maintain, and scale integrated financial models spanning P&L, Balance Sheet, and capital dynamics, performing scenario analyses against regulatory constraints like CET1 and leverage ratios.
• Dive deep into contribution margins, transaction processing, vendor spend, and cost-to-serve metrics to optimize gross margin performance across our BaaS model.
• Act as a trusted financial sparring partner to functional leads (Tech, Commercial, Operations, Risk), providing financial guidance on strategic initiatives, pricing, and partner onboarding.
• Ensure the accuracy of cost allocations and contribute to the continuous design of audit-ready financial processes within a regulated environment (BaFin/SRB expectations).

What you'll need

• 5-6 years of relevant experience within financial institutions (preferably banking), fintechs, strategy consulting, investment banking, or data-driven finance roles.
• Educational background in Finance, Economics, Engineering, Mathematics, Physics, or a related field.
• Proficiency in financial modelling, including P&L, balance sheet and capital dynamics, scenario modelling, and business case evaluation.
• Advanced Excel and PowerPoint skills; ability to build structured models, dashboards, and management-ready presentations.
• Solid understanding of financial statements, drivers of profitability, and cost structures in banking or regulated environments.
• A structured, detail-oriented thinker with high stakeholder-management maturity. You can confidently challenge assumptions while balancing commercial needs with regulatory boundaries.

Nice to have

• Hands-on experience leveraging or implementing Pigment (or similar enterprise planning platforms) to drive forecasting agility and process optimization.
• Experience with analytical or automation tools (e.g., SQL, VBA, Python) is a strong plus, particularly for handling large datasets and improving processes.
• German language skills.

What they offer

• Home office budget.
• Learning & development budget of €1000 per year and transparent growth framework.
• Competitive salary and variable remuneration program.
• Monthly meal allowance and Deutschland ticket subsidy.
• 28 vacation days, increasing after 2 and 3 years with Solaris.
• Opportunity to work abroad for up to 12 weeks per year.