Finance Business Partner - Germany & the Netherlands

Own financial performance across Germany and the Netherlands as Qonto transitions to full banking services. You'll drive weekly and monthly performance monitoring, lead Budget 2027 planning, and act as the primary financial partner to country leadership teams in both markets.

What you'll do

• Own Germany & Netherlands performance monitoring end-to-end: Run the weekly Monday market review and monthly performance decks, delivering clear variance analysis and actionable insights to country leadership — on time, every time.
• Lead Budget 2027 and forecast cycles from day one: Structure assumptions, challenge allocations, and keep both market teams aligned throughout the full planning cycle.
• Partner with country leadership to turn strategy into execution: Work alongside Germany's and the Netherlands' country managers to translate market vision into financial frameworks, adapting your approach to a mature market and an emerging one simultaneously.
• Support Qonto's transition to full banking services: Help enrich financial indicators as Qonto expands its product range, and bring country teams up to speed on new performance dimensions and regulatory requirements.
• Build AI-powered FP&A workflows: Automate recurring analyses, develop autonomous agents for dashboards and anomaly detection, and continuously raise the productivity bar across your processes.

What you'll need

• Proven FP&A ownership: You've run end-to-end finance business partnering — performance management, forecasting, modeling, budget cycles — with a market or business unit as your perimeter.
• Confident senior stakeholder partner: You've worked alongside Country Manager or VP-level stakeholders, challenged their assumptions constructively, and kept trust intact even when the numbers weren't what they wanted to hear.
• Fintech or SaaS background: You've built your FP&A skills in a fast-scaling, data-driven environment where finance sits close to business operations.
• Direct feedback by default: You give clear, honest feedback — upward and sideways — and you don't soften it until it loses its point.
• AI in your workflow today: You already use AI to streamline recurring analysis, and you're ready to go further — building agents, automating reporting, and pushing what FP&A can do.

What they offer

• Two markets, one role — rare strategic scope: Manage a scaled, mature market (Germany) and a dynamic emerging one (Netherlands) simultaneously.
• A company mid-transition: Qonto is becoming a full bank — you'll help build the financial governance for that shift from the ground up.
• Real influence, not just reporting: Direct partnership with country leadership means you're in the room where decisions happen.
• Berlin-based, backed by a strong team: Embedded with the German market, supported by Qonto's Stratfin team in Paris.