Credit Risk Manager - LMM

About the role

As a Credit Risk Manager, you will be responsible for credit risk assessment of EEA and UK SME and corporate clients. You will own a book of large credit exposures and be involved in continuously improving standards, documentation and tech stack.

What you'll do

• Assess who our customers are, how and with whom they operate their business model, what their public and financial profiles are.
• Analyze business and financial information of our customers (e.g., credit agency reports, financial statements, bank account statements), write up the key risks and mitigants and conclude.
• Decide on limit requests of our customers within your delegated authority and help us build and maintain a performing loan book.
• Own multiple high-limit customers and groups of customers, know them inside out, follow their development over time, and monitor their risk profiles that you present to the credit risk committee.
• Help build scalable yet compliant straight-through processes, including the utilization of AI capabilities.
• Ensure a smooth and fact-based information flow between colleagues and support the development of a culture of open dialogue.

What you'll need

• Minimum 3-6 years of operational experience in credit risk assessment for EEA or UK corporate or SME customers from a bank or fintech.
• Strong knowledge of accounting principles and industry-specific financial analysis.
• Analytical thinking, detail orientation and ability to quickly understand new problems and systems and work out solutions.
• Experience with tools used for loan processing, credit decisioning, and BI.
• Project management skills and demonstrated ability to design and steer complex projects end to end.
• Fluent English with very good writing skills.

Nice to have

• Previous exposure to open banking data.
• Other European languages.

What they offer

• Attractive remuneration
• Flat hierarchy and transparent communication in a relaxed, professional atmosphere
• Flexibility and possibility to work remotely
• Monthly mobility benefit
• Wellhub Membership
• Company card with a monthly allowance for lunches, coffee, etc. with co-workers