Risk Senior Associate

About the role

N26 is looking for a Risk Associate to support the further development of the risk controlling function at a cutting-edge technology-driven bank. In this role, you will have the opportunity to learn and contribute to assessing, controlling, and reporting N26's risks.

What you'll do

• Support senior colleagues in establishing risk management and control tools.
• Assist in the implementation and adherence to regulatory requirements for risk controlling (e.g., MaRisk, ICAAP guidelines, EBA guidelines, MaSan, SAG).
• Contribute to running and improving the risk management and risk controlling of the N26 group (including recovery plan, RWA calculation, risk appetite, risk policies and decision-making frameworks, limit setting and monitoring, internal controls).
• Support performing and further developing risk inventory according to new business areas and the incorporation of ESG risks.
• Support capital planning and the derivation of relevant stress tests and their parameters.
• Further develop risk reporting at N26 group and continuously contribute to generating insights to support steering in accordance with the risk and business strategies.

What you'll need

• Master's degree in business/economics or similar.
• First professional experience from internships in financial services and risk management.
• Eagerness to learn about regulatory requirements (e.g., MaRisk, CRR, ICAAP guidelines, MaSan, SAG).
• Detail oriented and reliable with a professional attitude.
• Strong analytical and organizational skills with ability to meet tight time schedules.
• Excellent proficiency in Excel and/or Google Sheets, including the ability to work with complex datasets and create insightful reports.
• Excellent English communication skills, both verbal and written.

Nice to have

• Experience in risk reporting and solid understanding of the overall ICAAP and relevant methods (e.g., risk bearing capacity, risk inventory, capital planning, recovery plan).
• German language skills.

What they offer

• Competitive personal development budget and work from home budget.
• Premium N26 bank account subscription with benefits for friends and family.
• Additional day of annual leave for each year of service.
• Relocation package with visa support.