Product Manager - Lending

About the role

Join our Lending team as a Product Manager central to our Lending Ambition, our strategic roadmap to become the most trusted European digital primary bank by 2029. You will help transition from "Establishing" to "Maturing" our lending products, ensuring we offer the most accessible and personalized digital credit experience in Europe.

What you'll do

• Execute the Strategy. Support the delivery of our 3-pillar product strategy (Foundations, Experimentation, and Innovation) to help reach our target of €1bn+ in lending volume.
• Define & Deliver. Take problem statements within Lending Experience (e.g., funnel conversion) and Lending Foundations (e.g., credit data platforms) and define the necessary stories, epics, and initiatives to solve them.
• Iterative Progress. Break down complex features into iterative milestones, fostering a culture of "build, measure, learn" through A/B testing and customer discovery.
• Collaborate Across Groups. Partner closely with Credit Risk, Finance, and Engineering to ensure product rollouts are high-quality, compliant, and meet our "Lending Bank" readiness standards.
• Maintain Operational Excellence. Contribute to the maturity of our processes, supporting audit requirements and upleveling our reporting and documentation.

What you'll need

• 3+ years in Product Management, ideally within FinTech or a regulated banking environment.
• Proficiency in breaking down high-level goals into actionable roadmaps and technical specifications.
• Comfortable using data (SQL is a plus) to identify funnel friction and validate hypotheses.
• Ability to build effective relationships across different disciplines and navigate a fast-paced environment.
• A mindset that embraces being fast to adapt, hypothesis-driven, and focused on both customer and business value.

What they offer

• Competitive personal development budget, work from home budget, fitness & wellness discounts, language apps and public transportation.
• Two dedicated days per week in office for teamwork; flexible remote work the rest of the time.
• Premium N26 bank account subscription and subscriptions for friends and family.
• Additional day of annual leave for each year of service.
• Relocation package with visa support.