Risk Operations Analyst

About the role

Risk Operations Analyst supporting Mondu's Risk Management department in Berlin. You will play a pivotal role in assessing, analyzing, and managing credit risks associated with our operations. This is a high-impact role for a structured, operational problem solver who enjoys managing consistent daily workflows and wants to see their insights turn into real-time product changes.

What you'll do

• Credit Decisioning: Assess the creditworthiness of merchants and buyers in their platforms through regular daily operations.
• Stakeholder Support: Support ad-hoc requests from both internal and external stakeholders, applying strong business acumen to resolve fast-moving commercial requests.
• Data Analysis: Use SQL and Python/R to extract insights from vast datasets, identifying trends in borrower behavior and macroeconomic shifts.
• Decisioning: Spearhead strategic decisioning for valued transactions.
• Policy Refinement: Collaborate with Product and Engineering teams to steer the development of underwriting policy and score cards that optimize for both conversion and risk.

What you'll need

• Bachelor's degree in a quantitative field (Economics, Finance, Statistics, Mathematics, or Data Science).
• Proficiency in SQL for querying large databases.
• Experience with BI tools, ideally Metabase or similar.
• Foundational knowledge of Python or R for data manipulation.
• At least 1 year of (internship) experience in a credit or financial analyst role.
• Strong understanding of factoring, credit risk or similar functions.
• Business acumen to support internal commercial teams on daily queries.
• Inquisitive mindset with interest in learning new methodologies and AI tools.

Nice to have

• Previous work experience in banking or finance.
• Familiarity with companies' financial statements.

What they offer

• 1000 EUR per year for learning and development.
• 28 vacation days per year, increasing 1 day annually up to 30.
• Office in Berlin center, 3+ days a week.
• Up to 6 weeks annual workation outside Germany.
• Subsidised gym membership and public transport allowance.
• Flat hierarchy with career acceleration opportunities.