Intern Corporate Finance

Cloover runs three business models at once: a lending book, a payments product, and an energy retailer, each with a completely different capital profile. You will model all three within your first months, with success looking like your logic sitting inside the numbers that go to management and to investors.

What you'll do

• Build and extend the driver-based Excel models we run the business on, covering commercial forecasts, portfolio projections, and product-level economics, structured so that someone opening them a month later can still follow the logic
• Produce parts of the forecast the management team plans against, then run the variance analysis that shows where it was wrong and why
• Build the portfolio views that show how our receivables book is actually performing versus plan, working with vintages, cohorts, amortisation, and loss curves in Qlik
• Model unit economics across all three products, so we know what a contract earns over its life, how much capital it ties up, and which product returns that capital fastest
• Contribute to the monthly investor and board packs, and to the answers we give when external parties scrutinise our numbers
• Build the business cases behind a pricing change, a new product, or a new market, and put a number on them that someone will make a decision from
• Automate recurring analysis and reporting with Claude Code, so work that took four hours the first month takes twenty minutes by the third

What you'll need

• You have completed your degree in business, economics, finance, or something adjacent
• You can build a model rather than only read one: you structure a calculation from scratch, separate assumptions from logic, and keep it legible to someone else
• You reach for a tool instead of grinding through something manually
• You would rather check twice than be corrected, because in finance a number that is nearly right is wrong
• You ask why a number moved rather than only noting that it did
• You can be trusted with figures that are not public, from day one
• English is our working language and you are fluent in it
• You can commit to a minimum of 6 months internship, with the potential for a full-time transition. Based in Berlin and energized by being in the room

Nice to have

• SQL, Qlik, or another BI tool, enough to pull and shape data yourself rather than waiting on someone else
• Exposure to lending, payments, subscriptions, or energy markets, whether through a prior internship in banking, private equity, venture capital, consulting, or fintech

What they offer

• Competitive pay, benchmarked to the Berlin internship market
• Unlimited enterprise-grade AI, no caps, no approval process
• Prenzlauer Berg office with latest Apple hardware
• Free breakfast and dinner, stocked kitchen, regular team events
• 25 days vacation, fully covered Deutschlandticket, Urban Sports Club membership, company discounts