Product Manager – Deposit Payments and Bank Integrations

About the role

As Product Manager for Deposit Payments and Bank Integrations at Raisin, you'll own the end-to-end movement, reconciliation, and reporting of customer funds. You'll manage interfaces between Raisin and partner banks, ensuring reliable payment flows and clear reporting to support the platform's 80+ billion euros in assets.

What you'll do

• Lead discovery and delivery for initiatives across backend services, internal UIs, APIs, and reporting
• Define product requirements and success criteria, managing risks, dependencies and assumptions
• Collaborate with engineering, operations, data, and compliance teams to drive improvements in integration flows
• Write quarterly OKRs with engineering lead and drive delivery against them
• Ensure reliable and scalable payment and settlement flows
• Establish bank-facing integration standards covering APIs, reporting formats, and reconciliation processes
• Reduce manual effort and operational risk as the partner bank network scales
• Communicate clearly across technical and business stakeholders

What you'll need

• Degree in analytical or technical discipline (math, engineering, computer science, finance)
• 3+ years of product management experience
• 6+ years total working in/with tech-powered products
• Experience working in agile, cross-functional engineering teams
• Proficiency with tools like Jira, Confluence or similar
• Strong communication and collaboration skills across disciplines
• Familiarity with web product architecture: backend/frontend interaction, APIs, events
• Interest in developing deep domain expertise in fintech and deposit systems
• Analytical mindset and attention to detail

Nice to have

• Exposure to event-driven architecture, micro-services, or asynchronous systems
• Experience working on reporting, data models, or system integrations
• Familiarity with ETL, data warehouse, reporting views, or reconciliation concepts

What they offer

• €2,000 employee development budget and four full training days per year
• Flexible working hours, home office and 30 vacation days
• Company pension scheme with 20% employer contribution
• Urban Sports Club membership subsidy (€20+ per month)
• Deutschland Ticket subsidy (€25 per month)
• JobRad bike leasing with insurance coverage and tax savings