Money Laundering Reporting Officer

About the role

Join the Anti-Financial Crime (AFC) department, where our vital mission is to safeguard Raisin SE and our customers by preventing, detecting, and combating financial crime, including money laundering, terrorism financing, and fraud. Your core focus will be developing and overseeing internal guidelines and control mechanisms.

What you'll do

• Acting as the Money Laundering Reporting Officer (MLRO) for Raisin SE in accordance with Section 7 of the German Money Laundering Act (GwG)
• Maintaining strategic ownership and continuous development of the entire AFC and AML prevention framework for Raisin SE
• Leading the annual creation and formal approval of the Money Laundering Risk Analysis
• Steering the conceptual advancement of AML prevention and the supporting IT system landscape
• Ensuring and approving the relevance of all internal processes, controls, and policies
• Performing and supervising high level monitoring activities and internal controls
• Serving as the central point of contact for supervisory authorities (BaFin, FIU) and law enforcement agencies
• Coordinating and supporting the response to internal and external audits with an AFC focus

What you'll need

• Minimum 4 years of relevant professional experience as an MLRO or Deputy MLRO within a bank
• Expert knowledge of statutory requirements, particularly the German Money Laundering Act (GwG), BaFin AuA, AML Regulation, EBA Guidelines, and the German Banking Act (KWG)
• Deep expertise in the areas of KYC, customer identification, and complex risk rating methodologies
• Proven experience in defending risk analyses before boards of management and supervisory authorities
• Hands-on mentality and independent, proactive action paired with high entrepreneurial drive
• Strong analytical and conceptual skills combined with high decision making authority regarding technological innovations
• Highest degree of integrity, a sense of responsibility, and the personal reliability required for a key function
• Excellent communication and negotiation skills in both German and English

What they offer

• Employee Development Budget of €2,000 and four full training days per year
• Flexible working hours, home office and 30 vacation days
• Company pension scheme (Betriebliche Altersvorsorge), supported with 20%
• Urban Sports Club membership subsidized with more than €20 per month
• Deutschland Ticket subsidized with €25 per month
• JobRad bike leasing with tax savings and monthly insurance covered